Mvelopes - Budgeting App

Mvelopes - Budgeting App

By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 3.0.14
  • Adult Rating: 4+
  • File Size: 134.64 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
Score: 4.5
From 3,959 Ratings


Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app Terms of use and privacy -



  • A Total Headache

    By Kooph429429
    I hate it. The envelope budgeting system is very simple, Mvelopes is not. It’s confusing to figure out and the only way to see the training videos is to pay more monthly. It doesn’t make sense. If I’m paying for Mvelopes why can’t I see videos on how to use Mvelopes? The importing of bank balances also didn’t work. Mvelopes said I had over $200 more in one account than I actually did.
  • Can’t add an account

    By Alex Pasiecznik
    I cannot add any bank account! I talked with Nicholas in customer service and said there was an issue with “ integration”. However he didn’t give me a time table when it would be fixed and was short with me. I love this app it really has changed my life but they need better customer service as well as an I.T team that is quicker at solving issues. Haven’t been able to do anything with my bank account activity in a week.
  • Can’t even begin

    By hhgail
    A group I was in suggested this app because the financial advisor giving lessons about budgeting loves it. I put it off but saw my student debt climbing and decided I could at least try it. I couldn’t. Went to put in my account info to connect them, and it said it was sending codes but nothing happened. I tried to reset the Mvelopes account-nothing. It’s a shame because I’ve heard it was wonderful-and to hear that from a person making a living of advising people out of thousands of dollars of debt with the help of this product and not be able to use it with a widely known bank is incredibly disappointing. I made sure to unsubscribe before it tried to charge me for a blank page.
  • Great for Household Budget

    By Weirdmusiclover
    Awesome app! My husband and I have used it to budget for several years now. The app is very user-friendly and has every feature we need. I gave it four stars because once in a a while Mvelopes has difficulty connecting to our credit cards, but the issue seems to happen less and less.
  • Half an app here, half in the browser... not a great app for a whole solution...

    By Reebootva
    Mvelopes is a fantastic take on a cash based personal finance process. I love how these folks have designed the app and product. However, the app is buggy and I expect more from something I pay a subscription to use. If you use the browser, you have no access to the credit card folder to post payments. If you use this app, your automatic assign transactions don’t assign. So this means you have to use both the app on iPhone/iPad AND the browser to use this system. It’s been over a year since I reported these bugs and the developers are happy to let them stay as is. I am loath to give 2 stars, but I don’t think a developer that leaves large bugs and charges a subscription should get off with now penalty. Id change this rating in a heartbeat if the developer addressed these and other bugs, of the app was free.
  • Somethings wrong

    By Warped09
    I purchased through iTunes. I set up an account. I go to sign in and it takes me to a page in the app to purchase again. I click on the purchase through iTunes button and a pop up comes up and says you have already purchased through iTunes and gives me my expiration date. I click on ok and it takes me back to the purchase page again. I click on the sync button and it try’s to sync and then says I haven’t made any purchases through iTunes and takes me back to the purchase page once again. I checked my purchases through my iTunes ID and It’s showing that I’m being charged for 2 subscriptions of Mvelopes and I cant use it at all.
  • Not opening

    By KEC27
    With a recent update, not opening at all! Please fix
  • Crashes on IOS12

    By HawaiiDon
    Crashes on open. Accounts failing updates. Promised move away from flash die several years but here we are. After over ten years with mvelopes, I need to look for a new budget program.
  • Misleading

    By Jelisem
    This app is free in the App Store but you must pay a monthly fee to create an account and use it. There’s nothing wrong with paid apps however if you are looking for a free budgeting app keep looking.
  • Very good envelope system

    By budgeting family
    Overall, this app has helped me budget for our family better than others. Compared to other budgeting apps, I like how I can customize envelopes exactly how I like them (by name and category). Other apps don’t allow this, although they are free, I feel like it’s worth it for us. It’s fairly intuitive and they have plenty of online tutorials to help you along the way. My reasoning for giving it four stars is often when I’m using the website on my computer, the text sometimes overlaps, making it difficult to read. I am also still struggling with the sweep system. I set up a sweep to occur at the end of the month, and the sweep happened right there. It might be user error and I have a little more learning to do! If you’re looking for an envelope system, I would suggest this one.