Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.1
  • Adult Rating: 4+
  • File Size: 8.95 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,925 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Great app

    By cha aaaaalllll
    A super efficient and fun way to keep track of funds and spending! Penny makes it easy to have all your information in one place.
  • Download stopped working

    By Bigjeffw
    I have the paid “plus” version of the app. It worked great for a few days then the download from my credit card stopped working. That’s the main reason I have the app so I’ll be deleting it. There is no customer support available either, so no one to contact to fix the problem.
  • Pennys Awesome!

    By marossa
    Love this app! So helpful :)
  • Awesome!

    By NateDog123456$!
    Love it!
  • Satisfied

    By Getting Around
    I do enjoy the app. I would like more options. I understand some people need the generalized set up. I, however, had a more detailed breakdown written out that I wanted an app to help keep me on track. Although Penny doesn’t meet all my expectations she’s helpful.
  • Cool app

    By oldirtydingo
    Pretty cool app. Helps highlight some spending habits and breakdowns are pretty good
  • Best app

    By Ashley3563
    Love this!
  • A Life Saver for College Kids

    By fmHTOWN
    As a full-time student and worker who lives on my own, managing finances can be a challenge. I’m so glad I found this app because Penny helps me track and keep my spending in line. I would recommend this to anyone who is looking for a way to easily track their spending, or for anyone who needs help with their budget!
  • Wish my parents had this when I was a kid

    By amendsmaker
    I was never taught to budget let alone how. Thank you Penny! Our conversations flow as if we were long time friends. Your information is beneficial and appreciated.
  • Love penny!!

    By Dj arson
    Great app and on top of all your finances. I love how it tally up everything in categories to see where your spending the most. Also she helps to create a budget! Super easy to use and very simple.